First, I apologize for the sporadic posting this week. Spring semester is always busy for me, so my posts may start becoming more and more spread out as we inch closer to the end of the school year.
#fatgirlslimproblem 1: Work is burying me right now, and I’ve taken on extra work outside of school to make ends meet. This post-op life is costing so much more than I imagined it would: therapy costs, doctors’ visits, labs, clothing…all of it is more than I can handle financially. And as my salary hasn’t increased to keep up with the cost of living much less the costs of all the stuff previously mentioned, working a second and third job is what is needed. My flexible spending money is gone–I blew through all $2000 of it by January 1 (our plan year starts September 1), so this plan year has been a very expensive one. While my insurance premium cost dropped, my deductible doubled (from $1200 to $2400) as did my out of pocket max (from $2400 to $4800), so my healthcare costs have been much, much higher than they were last year.
What really sucks? We don’t have benefits election until AUGUST this year. Why? Because TRS can’t figure out what they want the insurance rates to be. So now I won’t be able to appropriately figure out how much to set aside for health care costs for next year. Bastards.
So when does our plan year start over again? SEPTEMBER 1.
Thanks, BCBSTX TRS-ActiveCare, you suck. I’ll continue working 3 jobs just to pay for health care. UGH.
#fatgirlslimproblem 2: Today this happened. Continue reading